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Writer's pictureAarav krish

July Sees 9% Drop in Equity Mutual Fund Inflows, SIPs Reach Record High

In July, equity mutual fund inflows saw a notable decline of 9% to ₹37,113 crore, down from ₹40,608 crore in June, according to the latest figures from the Association of Mutual Funds in India (AMFI). Despite the dip, the systematic investment plans (SIPs) hit an all-time high, contributing ₹23,332 crore compared to ₹21,262 crore the previous month.

Small cap funds received inflows of Rs 2,109.2 crore compared to Rs 2,263.47 crore in June. Net inflows in the mid cap funds stood at Rs 1,644.22 crore, as against Rs 2,527.84 crore in the previous month.
Small cap funds received inflows of Rs 2,109.2 crore compared to Rs 2,263.47 crore in June. Net inflows in the mid cap funds stood at Rs 1,644.22 crore, as against Rs 2,527.84 crore in the previous month.

The mutual fund industry’s net assets under management (AUM) reached a record ₹64.97 lakh crore as of July 31, 2024, driven primarily by increased net inflows into debt-oriented funds. Equity mutual funds also saw their AUM hit a new peak at ₹29.33 lakh crore, representing nearly 45% of the total industry AUM.


Sectoral and thematic funds led in net inflows with ₹18,386 crore, although this was a decrease from June’s ₹22,352 crore. Small cap and mid cap funds experienced a drop in inflows to ₹2,109 crore and ₹1,644 crore, respectively. Conversely, multi cap funds saw a significant rise of 50% to ₹7,085 crore, and flexi cap funds maintained stable inflows of ₹3,053 crore.


In the first quarter of FY25, equity-oriented mutual fund schemes attracted ₹94,222 crore. Debt-oriented mutual funds reversed their previous month’s outflows with ₹1,19,588 crore in inflows. Liquid funds also saw a positive shift with inflows of ₹70,061 crore, up from outflows of ₹80,354 crore in June.


Additionally, hybrid funds saw inflows of ₹17,436 crore, while index funds and gold ETFs experienced substantial increases in inflows. Gold ETFs reached a record high of ₹1,337 crore, attributed to a reduction in customs duty on gold from 15% to 6% in the recent budget.

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